As the graphic below shows, insurance company failures (also known as insolvencies or liquidations) are rare.
For more information, below is a partial list of companies that have been taken over by state insurance departments ("placed in receivership") since NOLHGA’s creation in 1983. The list includes companies that have been closed or "liquidated" by the insurance department as well as what are known as "impaired" companies (companies that were taken over but not placed in liquidation—also known as companies in rehabilitation)—these impaired companies appear with an asterisk next to the name.
Policyholders or their relatives who discover old insurance policies can often find information about the issuing companies in this list. For more information about a particular company, click on the underlined company name.
This section only lists cases in which NOLHGA has participated—NOLHGA usually becomes involved when policyholders in more than three states are affected by an impairment or insolvency. If you are interested in a company that does not appear on the list, please contact your state life & health insurance guaranty association or insurance department.
To search a more comprehensive list of insolvencies, including smaller insolvencies for which at least one state life & health insurance guaranty association was triggered, use the search box below:
If you are interested in a company that does not appear on either list, please contact your state life & health insurance guaranty association or insurance department.
If you are not sure if a deceased family member or close relationship had any insurance policies, the National Association of Insurance Commissioners (NAIC) website offers a Life Insurance Policy Locator Service for help in locating life insurance policies and annuity contracts.
Click here to order the list by company.